It’s that time of year when you should be thinking of signing up for a CSA if you spend a large portion of your grocery budget on fruits and veggies….
Budget Savvy Diva’s Guide to Slashing Your Grocery Bill by 50% or More! by Sara Lundberg. SHOP SMART. SAVE BIG. EAT GREAT! Do you want to score the hottest bargains and best deals? It’s easier than you think! In this helpful pocket guide, Sara Lundberg, author of the super-saver website…
As millions of Americans recover from the sharpest downturn since the Great Depression, a growing number of credit card issuers are quietly testing new, more comprehensive ways to evaluate customers’ creditworthiness
Sometimes saving money while eating a healthy diet is as simple as figuring out a budget and then sticking to it. While I know it is not as simple as that, and I know that we all need very …
If you were caught in the housing market correction, you aren’t alone. Millions of people went through foreclosure, short sales and simply being late with the mortgage payment. All of these events impact credit scores… but how severely and how long?
Each week we feature some of the many questions that come in to the REALTOR.com Q&A section. This week addresses how to use credit card activity to boost your credit score, especially for first-time home buyers.
A New Year might mean a new credit card for some consumers. But many times you need to spend at least $1,000 within three months to get these bonus points, which could prompt you to spend money …
It’s important to know of past missed or disputed payments or forgotten debts. You may think that an issue has been resolved, but if it hasn’t it can drag your credit score into a black hole. Follow one couples experience in being turned down for a mortgage and finding out it was all due to a disputed missed payment to the gas company from years prior.
Besides losing weight, losing debt is one of the top New Year’s Resolutions. While we’re all feeling so warm and fuzzy about the new year, I’ll let you know what some of my goals are. They are beastly hills to climb but I’m feeling better about the coming year. In fact, I’m more optimistic about this year than I have been going into year’s past. Before it would have been more wishful thinking, but I’m heading into 2011 bullish and with a go-get-em attitude.
- Improve My Credit Score: In 2010 I increased my credit score by 30 points to 728. I’d love to get above 750 in 2011
- Pay Off Overdraft Accounts: These are expensive buggars so I’d love to get these to $0 from $7,500
- Pay Off Amortized Loan: I have a 60 mo. loan that has 4 months left totaling $2,100
- Pay Off Subcontractor Account: $2,200
- Pay Off One Credit Card: $12,800
- Stay the course on the rest of debt paydown
So, that’s the story and I’m sticking to it. I’d love to hear what your financial resolutions are and how you are tackling them.