Budget Savvy Diva’s Guide to Slashing Your Grocery Bill by 50% or More! (And a GIVEAWAY!!!)

Budget Savvy Diva’s Guide to Slashing Your Grocery Bill by 50% or More! by Sara Lundberg. SHOP SMART. SAVE BIG. EAT GREAT! Do you want to score the hottest bargains and best deals? It’s easier than you think! In this helpful pocket guide, Sara Lundberg, author of the super-saver website…

How forgotten debts can create havoc with your credit score

It’s important to know of past missed or disputed payments or forgotten debts.  You may think that an issue has been resolved, but if it hasn’t it can drag your credit score into a black hole.  Follow one couples experience in being turned down for a mortgage and finding out it was all due to a disputed missed payment to the gas company from years prior.

New Year’s Resolutions: Finances in 2011

Besides losing weight, losing debt is one of the top New Year’s Resolutions. While we’re all feeling so warm and fuzzy about the new year, I’ll let you know what some of my goals are. They are beastly hills to climb but I’m feeling better about the coming year. In fact, I’m more optimistic about this year than I have been going into year’s past. Before it would have been more wishful thinking, but I’m heading into 2011 bullish and with a go-get-em attitude.

So… here are my resolutions and I’d love to hear yours. Along the way, I’m hoping to gain some tips and tricks from other bloggers such as Frugal Zeitgeist, Mom Saving Mom, How I Save Money and more.

  1. Improve My Credit Score: In 2010 I increased my credit score by 30 points to 728.  I’d love to get above 750 in 2011
  2. Pay Off Overdraft Accounts: These are expensive buggars so I’d love to get these to $0 from $7,500
  3. Pay Off Amortized Loan: I have a 60 mo. loan that has 4 months left totaling $2,100
  4. Pay Off Subcontractor Account: $2,200
  5. Pay Off One Credit Card: $12,800
  6. Stay the course on the rest of debt paydown

So, that’s the story and I’m sticking to it.  I’d love to hear what your financial resolutions are and how you are tackling them.