How are you saving money and cutting costs?

Chances are if you’ve come across this article you are either a) looking for ways to lower your expenses or b) looking for MORE ways to lower your expenses. 

In good times and bad, the rationale of “if some is good, more must be better” rings true.  In times of big spending, consumers spent B-I-G.  In lean times, when we make cuts, we cut D-E-E-P.

The San Francisco Chronicle’s site, Home & Garden Editor Lynette Evans put a call out to residents asking “How to save money” in these rough economic times.  You can find the compiled list along with reader comments (including mine – give it a vote up!)

I wanted to toss out the same question to readers here and on Twitter – How are you saving money and cutting costs?  Post your best ideas from home & garden, credit/debt, groceries, utilities and more – we’ll take ‘em!

4 thoughts on “How are you saving money and cutting costs?

  1. I don’t have a cell phone (yet) but they are real handy for some situations. When I travel, I try to borrow a friend’s TracPhone, one of those $15 specials where you buy prepaid minutes. He usually has too many minutes to use up. The only time this doesn’t work out is when he’s traveling too!

  2. I’ve got 3 cars and it costs $15-20 to get one washed at the carwash. That was sometimes over a hundred bucks a month! It all adds up.

    Wash it by hand now with the kids….they love to spray the hose too.

    $1,000 per year. Money in the bank!

  3. Here’s one I wouldn’t have thought of.

    Keep a coin jar at your office and encourage your coworkers who don’t like carrying change around to dump it in your jar. Blurb at ApartmentTherapy.com (Saving for a Rainy Day: Keeping a Coin Jar).

  4. Learn how to use coupons in concert with sales to score dramatically cheaper food, cosmetic, household and personal items. (And yes, coupons, done correctly, DO WORK and ARE worth the time. I’ve cut my grocery bill nearly in half this way.) There are countless blogs devoted to this way of shopping.

    Sell things you don’t need to offset the price of things you want to buy. (This cuts down on the amount of crap you have in your house).

    Carpool.

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